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  • ANNUAL POLICIES

    The policy known as deterioration of stock insurance or stock spoilage insurance is a form of consequential loss cover granted in the engineering department for stocks contained in large cold stores. The cover is against the risk of deterioration and contamination following breakdown of the refrigeration plant machinery. In Indian market it is customary to [&hellip...
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  • RIGHTS AND DUTIES OF PARTIES

    The most important point to remember is that it is the duty of the insured to observed good faith towards the insurers when an insured to observed perils operates as also during the currency of the policy. It is to be appreciated that it is not mere occurrence of the perils insured but the suffering [&hellip...
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  • BASIC PRINCIPLES OF LAW

    The general of the general law contract discussed in the previous lesson the contract of fire insurance is also subject to certain special principles evolved under common law through judgments given by English courts during the last 200 years. 1) Utmost good faith 2) Insurable interest 3) Indemnity subrogation and condition Some of these common [&hellip...
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