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  • Information Technology in General Insurance

    Early Days of Computerisation In the late 1950s, when the benefits of commercial data processing were being realised, the insurance industry was one of the first to take to business automation. At that time, the objective was still to automise boring, repetitive and labour intensive accounting tasks in the back office. With the introduction of [&hellip...
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  • Information Technology and Insurance

    There has never been a time when the effective use of IT has been more crucial to the success of the insurance industry. The insurance markets are being revolutionised by technology at a high speed pace. IT and software solutions, allowing cross-border trade to become electronic and paperless, are increasingly on offer to importers, exporters, [&hellip...
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  • Reinsurance in Indian Perspective

    The Concept Any insurance company portfolio is characterised by a number of policies. Each policy is a physical risk or exposure, which the insurance company writes against fortuity. These risks vary in nature and size and the claims experience is unpredictable. The claims experience is normally influenced by major losses (accumulation losses) arising from one [&hellip...
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  • Role of Insurance Intermediaries in the Emerging Market

    Insurance marketing has some unique features. It has to identify uncertainties in the operations of an economic system and create general awareness to cover these uncertainties by selling insurance products to the constituents of this economic system. The constituents of this system essentially the economic groups, if left to themselves, would rather carry their risks [&hellip...
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  • Health Insurance in India: Opportunities, Challenges and Concerns

    1. Introduction Over the last 50 years India has achieved a lot in terms of health improvement. But still India is way behind many fast developing countries such as China, Vietnam and Sri Lanka in health indicators (Satia et. al. 1999). In case of government funded health care system, the quality and access of services [&hellip...
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  • Future of Marketing in Non-life Insurance

    Prior to the nationalisation of Insurance business in 1972, there were 106 companies, including the branches of foreign insurance companies, operating in India. They provided a kind of service restricted mainly to trade, commerce and industry. Besides, they were also providing the requirements of statutory insurance. The marketing set up of the said companies, spread [&hellip...
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  • Growth of General Insurance Industry In IndiafIndian Insurance Industry

    The present paper attempts to review the growth of general insurance in India over a period of time, examine its distinguishing features, trace its growth in different class of business, review claim experience and analyse its potential over a period of time, in a competitive environment. The paper has been divided into four parts. Part [&hellip...
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